tag:blogger.com,1999:blog-370350102012-01-28T05:27:43.269-10:00E-mail me at faithryder@gmail.com for comments, suggestions, etc.Adminnoreply@blogger.comBlogger241100tag:blogger.com,1999:blog-37035010.post-10445534043312596372007-01-29T14:34:00.000-10:002007-01-29T15:19:01.387-10:00

I know I promised from my last blog on how to wash your car exterior, that I would write about how to clean your interior. Sorry for the delay, but here it is:Materials:Microfiber clothLeather cleaner/conditioner (if your car has leather)VacuumMeguiar's Quik Interior Detailer Wipes (or similar products)1. First and foremost, take out EVERYTHING that is in your car (except for things in

Adminnoreply@blogger.com4tag:blogger.com,1999:blog-37035010.post-50090731736769370392007-01-26T08:43:00.000-10:002007-01-26T09:24:05.185-10:00

About 2 months ago, I wrote an article on Individual Housing Accounts. Well, the time has come to give an update on how much I actually saved by putting in $5000 into my IHA.But before that, let me tell you a quick story. I was telling a friend of mine about the IHA and that he should open one since he is in the market to purchase a new home. At first he was very open to it, but when he found

Adminnoreply@blogger.com2tag:blogger.com,1999:blog-37035010.post-14034107047192900262007-01-05T13:57:00.000-10:002007-01-26T09:25:22.488-10:00

As if living in Hawaii isn't expensive enough, not only did our general excise tax increase, but our gas increased 11 cents on the start of the new year. You can read more at Aloha Update, another blog I write for on the increase of gas prices.Anyway, I recently had an opportunity to talk to a big time engineer who works at one of the large gas companies, and decided to tap into his head about

Adminnoreply@blogger.com5tag:blogger.com,1999:blog-37035010.post-82126795358506854502006-12-14T09:04:00.000-10:002007-01-29T14:38:49.464-10:00

I will be writing a series on how to wash your car. The only reason I am doing this is because people always come to me for advice on how to keep their car clean (I'm pretty notorious for driving a showroom clean car), so I figured that if I write out a how to list, they can just read up on it on my page.My way of washing a car is to keep it simple, but includes all the necessary steps to keep it

Adminnoreply@blogger.com1tag:blogger.com,1999:blog-37035010.post-70639676295505109422006-12-12T09:17:00.000-10:002006-12-12T13:36:33.872-10:00

Here are a few tips I use to keep my living costs down. This could potentially save you a few hundred dollars a year, maybe more, depending on how you want to live. If you can give up a few luxuries, you'll be on your way to saving lots of money.Cancel your phone service if you have a cell phone. Your cell phone should suffice. If you don't have enough minutes, increase your cell phone plan...an

Adminnoreply@blogger.com2tag:blogger.com,1999:blog-37035010.post-64696319103576750462006-12-07T08:54:00.003-10:002006-12-07T16:15:26.072-10:00

As most you of know, cell phones tend to break or malfunction after a few years...sometimes not even that long. If we're unlucky, we probably end up like most poeple, purchasing a new phone. Being an existing customer also doesn't allow us to get much of a rebate on the phones...which strikes me as odd, since we are the ones loyal to them, and the new customers get the great deals on the phones.

Adminnoreply@blogger.com8tag:blogger.com,1999:blog-37035010.post-80258348445829595932006-12-06T09:45:00.000-10:002006-12-06T13:23:09.664-10:00

Since my last post on Tips to Save Gas, I came across Shell's website on how to save gas as well. Of my seven tips, 4 of them were the same tips as Shell. Below are the other 6 tips that Shell has provided with my opinions on them.1. Use higher gears. This only works if you have a manual transmission or one of those "manual-matic" gear shifters (automatic transmission that can be changed to allow

Adminnoreply@blogger.com82tag:blogger.com,1999:blog-37035010.post-16583753836616072402006-11-28T13:31:00.000-10:002006-12-07T11:39:59.396-10:00

According to a Norwegian study reported by HealthDay News, those who smoke less than others did not lower the risk of early death due to smoking. Basically what they are saying from this study is that if you smoke, whether it's moderate or heavy, the chances of early death due to smoking is about the same.To me, this is an important study and I'm glad they made this discovery. Why? Because people

Adminnoreply@blogger.com1tag:blogger.com,1999:blog-37035010.post-54910041343515053142006-11-22T11:47:00.000-10:002006-12-06T13:23:22.072-10:00

Debt and loans plagues just about everyone these days. Whether they are credit card payments, school loans, or that new condo you just purchased...somehow, someway, there is a payment that must be made. Here are some simple ways to reduce your debt, and begin to pay off everything sooner and more efficiently.1. Organize your payments. Pull up an Excel sheet and list your payments in its entirety

Adminnoreply@blogger.com1tag:blogger.com,1999:blog-37035010.post-59063529435309793192006-11-22T09:07:00.000-10:002006-12-07T13:46:42.909-10:00

*For Sprint customers only*I firmly believe that if we pay a certain amount for a service, we should fully receive what we pay for. So why is it that when we get dropped calls when using our cell phones, we don't get anything back? I mean after all, we shouldn't be paying for those minutes we are wasting when the call gets dropped. It becomes even more personal when the call that is dropped is an

Adminnoreply@blogger.com5tag:blogger.com,1999:blog-37035010.post-64549760083330435552006-11-17T08:55:00.000-10:002006-11-30T20:33:12.124-10:00

I was in shock one morning as I was watching the news and one reporter decided to mail in 5 credit card applications. Doesn't sound too shocking until you discover that she tore up each application, much like we do to prevent others from filling it out to obtain a credit card in our name, and taped it back together before filling it out. To my horror, 3 of the 5 credit card companies sent her a

Adminnoreply@blogger.com0tag:blogger.com,1999:blog-37035010.post-92172566651164389782006-11-15T08:45:00.000-10:002006-12-06T13:23:44.417-10:00

It seems like everyone tends to dislike car salesmen. I for one, think to seem they are OK (maybe it's just the Hawaii dealerships...but trust me, some places are just darn rude), because no matter how irritating they may be, and how much you think they are trying to rip you off, they are trying to make money because it's their job. The better our deal, the less they make. But for the most part,

Adminnoreply@blogger.com25tag:blogger.com,1999:blog-37035010.post-29372281405645125722006-11-14T08:57:00.001-10:002006-12-06T13:23:55.514-10:00

Here are a few tips and tricks for those of you who have a cash back credit card. This might not work for every cash back credit card, but it doesn't hurt to try. For the most part, all these tips and tricks work. We'll assume that your cash back credit card gives you 5% back on groceries, gas, and drugs, with 1% back on everything else.1. Understand that if your card states that you receive the

Adminnoreply@blogger.com2tag:blogger.com,1999:blog-37035010.post-74341057696358218542006-11-13T09:05:00.000-10:002006-12-06T13:24:07.889-10:00

Credit cards. They can be a savior or the root of all evil. However you look at it, nearly everyone on this planet owns a credit card of some sort. The reason we use credit cards is so we don't have to carry cash, and with one swipe of the card and a signature, the products we purchase are ours. That's usually where the positive aspects of using a credit card stops. Then comes a slew of negative

Adminnoreply@blogger.com1tag:blogger.com,1999:blog-37035010.post-78858504224478993092006-11-07T16:25:00.000-10:002007-01-26T08:45:40.289-10:00

*Read this only if you don't own your own house, apartment, condo, etc.*This tip works in Hawaii and a few other states, and if you are fortunate enough to open one of these accounts, do it now. The account in referred to as the Individual Housing Account. Basically, the idea is simple. The state is willing to deduct up to $5000 off your gross income each year for up to $25,000 maximum, as long

Adminnoreply@blogger.com1tag:blogger.com,1999:blog-37035010.post-76127915132981620942006-11-07T15:33:00.000-10:002006-11-15T23:26:56.646-10:00

Growing up in Hawaii, I was able to watch a very well known store go through three major transitions. This store was a place for everything. You could buy food, pillows, automotive needs, clothes, etc. You name it, they have it. And the best part of all, everything was reasonably priced. For the old timers, this place was called Holiday Mart, and I know a few people who still call it Holiday Mart

Adminnoreply@blogger.com3tag:blogger.com,1999:blog-37035010.post-6144243651305139172006-11-06T09:24:00.000-10:002006-12-06T13:24:38.003-10:00

So the rising gas prices are making you skip lunch because you need your car to run all your errands and get you to and from work. Here are some personal tips and tricks that I employ to save gas out of my car (some I read on the internet, others from just trying out things with my car).1. If your car doesn't require premium fuel (there's a difference between recommended and required fuel...

Adminnoreply@blogger.com4tag:blogger.com,1999:blog-37035010.post-21016271244754908922006-11-03T22:32:00.000-10:002006-12-06T13:24:54.158-10:00

Money is tight these days...we all experience this at one point or another. So how DO we save money? Keep in mind, this article isn't trying to tell you how to make more money (although some tips on how to make some money are included), but it will give you advice on how to manage and save your earnings. The intention of this article is to keep things simple, so readers aren't turned off by

Adminnoreply@blogger.com1tag:blogger.com,1999:blog-37035010.post-18009529130654804422006-11-03T09:27:00.000-10:002006-11-14T08:31:48.502-10:00

Who wants to be an ultimate fighter? If you want to be one, you have to endure getting punched and kicked in the face, slammed to the floor, choked, and be exposed to a million types of submissions to the arm, leg, and neck. You would have to pay me some BIG bucks to put my butt on the line. Yes, you could be so skilled that you could walk into that cage and come out unscathed. Just ask Anderson

Adminnoreply@blogger.com0tag:blogger.com,1999:blog-37035010.post-36625876510685206272006-11-03T08:57:00.000-10:002006-11-17T09:17:57.392-10:00

So it came to me this morning about a story I read sometime last month. You can read it on CNN at this link. Carl's Jr., a popular fast food chain, unveiled their $6000 combo meal . Yes, you read that correctly, $6000 big ones. What does this amazing combo meal include?Carl's Jr. Six Dollar BurgerFrench Fries$6000 bottle of 24 year old French BordeauxThis combo meal is only served at the Palms

Adminnoreply@blogger.com1tag:blogger.com,1999:blog-37035010.post-19780482035851950492006-11-02T22:18:00.000-10:002006-12-06T13:33:01.944-10:00

With gas reaching pretty much an all time high, more and more people are looking at hybrid vehicles to save on gas. But really, are they such a great buy? Let's fabricate a scenerio and compare the all mighty Toyota Prius hybrid vehicle against the Toyota Yaris, an emerging small economy sedan.MPG: At first sight, the Prius seems to win bringing in 60/51 (city/hwy) while the Yaris brings in a

Adminnoreply@blogger.com1tag:blogger.com,1999:blog-37035010.post-37150013721828160912006-11-02T21:44:00.000-10:002006-11-14T08:32:18.606-10:00

So I just read on MSN that using cells phone for more than 4 hours a day can cause infertility in men. I think the point of the story was for our society to use our cell phones less. Apparently, the fact that cell phones can cause brain cancer didn't deter us from talking on our cell phones, so they resorted to infertility. Wow, that's a pretty low blow. I mean, after all, a man's pride is

Adminnoreply@blogger.com0tag:blogger.com,1999:blog-37035010.post-1162518255081419302006-11-02T15:16:00.000-10:002006-11-14T08:32:26.261-10:00

Yes, you know you've seen them. They were a fad a while back when Latrell Sprewell showed off the first set of spinner rims on MTV. Fine, it was kind of cool to some, since the rims continue to spin even though the car isn't moving anymore. The coolness lasted maybe 10 seconds. You can find a line of his rims at this site. Yes, they are pretty freakin' expensive. So rappers began to install these

Adminnoreply@blogger.com2tag:blogger.com,1999:blog-37035010.post-1162512490962320412006-11-02T13:52:00.000-10:002006-11-14T08:32:34.571-10:00

OK, can someone please explain why people need Lamborghini doors on their cars? Fine, some show cars can pull off the look, only if they're legitimate exotic cars. But when you start talking cars like the Dodge Neon...what are you thinking? Case in point:OK, now REALLY? It's a NEON. The car is like $10k brand new. Why on earth would you put Lambo doors on this car?! It sure doesn't make your car

Adminnoreply@blogger.com1